All of the following are considered to be family members on the PAP, EXCEPT:

In the context of the Personal Auto Policy (PAP), family members are typically defined as relatives who reside in the same household as the insured. This includes immediate family members such as a spouse and children who live at home. Additionally, other relatives like parents may be considered if they are living in the same household. However, the key aspect of this definition is the requirement of cohabitation.

The correct choice identifies an individual who does not live in the household of the insured. Specifically, the insured's mother who does not reside in the household does not meet the criteria established in the PAP for being classified as a family member in this context. Family member status is contingent upon living with the insured, thus excluding individuals, like the mother in this situation, who live outside of the insured's home.

In contrast, the other options reflect individuals who fulfill the household residency requirement and are therefore recognized as family members under the PAP.