All of the following circumstances would be covered under workers compensation, EXCEPT:

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Prepare for the New York Independent Adjuster, Motor Vehicle No-Fault, and Workers' Compensation Health Services Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Ensure you're ready for success!

In the context of workers' compensation coverage, injuries that occur in the course of employment are typically compensable, but certain limitations apply to specific situations. When a worker is injured while violating a company rule, such as during a lunch break, it presents a gray area. Generally, if an employee's injury results from activities that are not part of their work duties or if they are in violation of company policy, the coverage may be denied.

On the other hand, injuries occurring during a company meeting or while performing job-related tasks are clearly within the realm of employees' duties and are usually covered by workers' compensation. Similarly, commuting to work is a broadly recognized exception to coverage, known as the "going and coming" rule, which typically states that injuries sustained during the commute to and from work are not compensable under workers' compensation law. Thus, the circumstances in which the worker was injured while violating a company rule at lunch break are not covered, making this the correct answer.

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