Ellen's automobile is stolen. The theft is properly reported to the police and the insurance company. She rents a car for two months. Which of the following would apply for the rental car?

The correct answer reflects a common standard within automobile insurance policies regarding rental car reimbursement following a vehicle theft. In many policies, particularly under personal auto insurance coverage, there is often a provision for rental car expense reimbursement following the theft of the insured vehicle.

Specifically, the typical coverage would initiate after a waiting period—often around 48 hours—as the insurance company needs time to confirm the theft was properly reported. Under this provision, the insured would typically receive a daily reimbursement amount, which can vary based on the specific policy, but in this case, it is specified as $20 per day. The amount that can be claimed is also capped at a maximum, which here is specified as $600, covering the total expense incurred during the rental period.

This answer highlights how insurance companies often accommodate situations involving the theft of a vehicle by providing limited financial support for expenses associated with renting a replacement vehicle, facilitating the policyholder’s mobility during the recovery period of the stolen vehicle.