In terms of workers compensation, what does "coverage in effect" refer to?

The term "coverage in effect" in the context of workers' compensation refers specifically to an active policy status. This means that the insurance policy that provides workers' compensation coverage is currently valid and in force, ensuring that employees are protected in case of work-related injuries or illnesses that occur during the period the policy is active. If coverage is not in effect, employees would not be eligible for benefits, which underscores the importance of maintaining a valid and active policy for both employers and employees.

Other choices do not align with the concept of "coverage in effect"; duration of employment pertains to how long an employee has been with a company but does not indicate whether there is active insurance coverage. Employee medical history refers to an individual's past health records, which is unrelated to the status of the insurance policy. Accident report submission may involve documenting incidents for claims but does not define whether insurance coverage is currently active.