In the at-fault accident with a total vehicle damage of $4,000, how much will the insurer pay considering a $500 deductible?

When determining the insurance payout for an at-fault accident with total vehicle damage of $4,000 and a $500 deductible, the deductible amount is subtracted from the total damage claim.

In this scenario, the insurer would cover the total damage cost of $4,000 but will only pay out the amount after the deductible is applied. Therefore, the calculation would be:

Total vehicle damage: $4,000

Less deductible: $500

Insurance payout = $4,000 - $500 = $3,500

While the answer aligns closely with the deductible application, it is important to note that the payout reflects the amount the insurer will actually cover after the deductible is taken away. The correct amount paid by the insurer would be $3,500.

It seems there was a misunderstanding regarding the correct answer, as the breakdown indicates that $3,500, not $3,545, is the accurate payout after accounting for the deductible.