In the event of a loss under a personal auto policy, the insured is required to submit all of the following information, EXCEPT?

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Prepare for the New York Independent Adjuster, Motor Vehicle No-Fault, and Workers' Compensation Health Services Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Ensure you're ready for success!

In the context of a personal auto policy, when a loss occurs, the insured is typically required to provide necessary information to help the insurer evaluate the claim. This often includes a notice of claim and a list of any known witnesses, which are crucial for documenting the incident and determining liability. Similarly, a proof of loss statement might be requested to verify the extent of the loss and the compensation due.

However, providing an appraisal of the damaged property is not a standard requirement for the insured in the event of a loss. Instead, the insurance company usually handles the appraisal process internally through their adjusters and experts. This distinction is important because it highlights that while the insured must cooperate with the claims process, certain specific evaluations or assessments, like an appraisal, are generally the insurer's responsibility rather than the insured's obligation.

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