What distinguishes comprehensive coverage from collision coverage?

Comprehensive coverage is designed to protect against a wide range of non-collision-related incidents, such as theft, vandalism, natural disasters, and damage caused by animals. This type of coverage is particularly important for scenarios where the vehicle is damaged without being in a direct collision with another vehicle or object. For instance, if a deer jumps into the path of a vehicle causing damage, comprehensive insurance would cover the costs incurred from that incident.

On the other hand, collision coverage specifically covers damage that occurs as a result of an accident involving another vehicle or object, regardless of who is at fault. It does not extend coverage for incidents like theft or damage from natural events, which is why options detailing those scenarios align with comprehensive coverage rather than collision coverage. Therefore, the statement regarding comprehensive covering damage from animals correctly identifies a key difference between these two types of insurance coverage.