What is a potential outcome if an employee tries to duplicate recovery under New York No-Fault coverage?

When an employee attempts to duplicate recovery under New York No-Fault coverage, recovery is not permitted. The No-Fault system is designed to streamline compensation for medical expenses and lost wages due to motor vehicle accidents without assigning fault. However, it also prohibits individuals from collecting benefits from multiple sources for the same injury or loss. This means that if a person tries to seek additional recovery from both No-Fault coverage and another source for the same expenses, such actions would violate the regulations established under the No-Fault laws.

The concept of preventing duplicate recovery is crucial to ensure the integrity of the No-Fault system and to avoid unjust enrichment, where individuals might gain more than what is necessary to cover their actual losses. This principle helps maintain fair access to benefits while keeping the insurance system sustainable. In essence, the rules against double recovery serve to protect both the insurers and the integrity of the compensation structure provided by the No-Fault coverage.