What name can be used for the issuance of an adjuster license in New York?

In New York, the issuance of an adjuster license mandates that it be registered under the licensee's own legal name. This requirement serves to ensure that the individual engaging in adjusting activities is easily identifiable and accountable under their legal identity. Using an individual's legal name helps maintain transparency and integrity in the regulatory processes governing insurance practices. Adjuster licenses are uniquely tied to the individual to uphold ethical standards and to facilitate proper legal recourse should any issues arise related to the adjuster's conduct or practices.

Alternative names, such as assumed names, trademarks, or business names may not provide the necessary accountability and can create ambiguities in identifying the licensed individual responsible for the adjustment process. Each of those alternatives can lead to confusion regarding who is liable for actions taken in the scope of the adjusting activities, which is why they are not permitted for licensing purposes.