When does coverage generally begin under a Workers’ Compensation policy?

Coverage under a Workers’ Compensation policy generally begins on the policy's signing date. This means that once the policy is formally executed, the employer has coverage for their employees for any work-related injuries or illnesses that may occur after that date. It establishes a clear starting point for the policy's offerings, ensuring both the employer and employees are aware that they are protected under the terms outlined in the agreement from the moment it is signed.

The other options suggest different events that do not define the initiation of coverage. For instance, waiting for the first payment to be made could lead to gaps in coverage for incidents that occur beforehand. Similarly, coverage should not rely on when an employee reports an injury, as it could create confusion and uncertainty regarding the protection available at the time of the incident. Lastly, issuance of a claim number is a procedural step in filing a claim but does not influence the start of coverage as defined in the policy terms.