Which loss would be covered under the "Other than Collision" coverage of a Personal Auto policy?

"Other than Collision" coverage, also known as comprehensive coverage, in a Personal Auto policy provides protection against damages to a vehicle that are not the result of a collision. This type of coverage typically includes incidents such as theft, vandalism, natural disasters, and damages caused by animals.

The situation involving a stolen automobile is covered under this "Other than Collision" category. When a vehicle is stolen, the damage is not due to a collision with another vehicle or object, but rather a loss resulting from theft, which is precisely what this coverage is designed to address.

In contrast, the other scenarios presented, such as corrosion from salty air or an overturned vehicle on icy pavement, do not fall under "Other than Collision." Corrosion is generally a result of wear and tear or environmental factors rather than a specific incident that caused damage, and obstacles like icy road conditions resulting in an overturn are typically covered under collision coverage. Being hit by another car directly involves a collision event, which is also outside the realm of "Other than Collision" coverage. Thus, stolen vehicles are specifically covered by comprehensive policies, making it the correct choice in this context.