Which loss would typically be excluded from an auto dealer's garage policy?

The correct choice reflects a situation that typically falls outside the coverage provided by an auto dealer's garage policy. Specifically, collision with another vehicle is generally considered a liability issue and is not covered under the comprehensive part of a garage policy, which is designed to cover property-related risks. Collision is typically addressed through the vehicle owner's own automobile insurance policy, which would cover damage resulting from an accident, including collisions with other vehicles.

In the context of an auto dealer’s garage policy, coverage generally includes risks associated with property, such as damage to customer vehicles while in the dealer’s possession or during test drives, theft of inventory, and property damage to the premises from fire. Each of these scenarios aligns with the core purpose of the garage policy, which is to protect the dealer's tangible assets and responsibilities toward customer vehicles.