Which of the following coverages would apply to the rental car expense incurred by the other driver after an accident?

The correct answer is that Property Damage Liability coverage would apply to the rental car expense incurred by the other driver after an accident. Property Damage Liability is designed to cover damages that the insured driver causes to another person's property, which includes vehicles and rental cars. When an insured driver is at fault for an accident, their Property Damage Liability coverage helps pay for the damages resulting from that accident, ensuring that the other party's expenses, such as renting a car while their vehicle is being repaired, are addressed.

This type of coverage is crucial for protecting drivers from the financial responsibilities that arise when they cause damage to others’ property, reinforcing the importance of having adequate insurance in place to cover potential liabilities. Understanding this coverage helps drivers recognize the implications of their actions in an accident scenario and the protection afforded by insurance policies.