Which of the following lines of insurance are covered under the Terrorism Risk Insurance Act, now referred to as the Terrorism Risk Insurance Extension Act of 2015?

The Terrorism Risk Insurance Act (TRIA), particularly as extended by the Terrorism Risk Insurance Extension Act of 2015, is designed to provide a federal backstop for insurance claims related to acts of terrorism. Under this law, certain types of insurance are covered when an act of terrorism occurs, which allows insurers to manage their exposure to large losses due to such events.

Workers' compensation insurance is specifically mentioned in the context of TRIA because it covers workplace injuries, including those that may arise from acts of terrorism. In the event that a terrorist act leads to employees being injured or suffering from related incidents, workers' compensation would provide the necessary coverage to compensate for these injuries, thereby fulfilling the act's intent to sustain economic stability after a terrorist event.

The other options, while crucial forms of insurance, do not fall under the same framework provided by TRIA. Homeowners insurance does not specifically cover terrorism-related losses; rather, it typically excludes such events unless otherwise stated. Similarly, commercial auto insurance and health insurance are also generally excluded from the TRIA framework. They are governed by different regulations and do not receive the same federal backing for terrorism-related losses as workers' compensation does under the act.