Which type of coverage could be denied if a vehicle is broken into and CDs are stolen?

Get more with Examzify Plus

Remove ads, unlock favorites, save progress, and access premium tools across devices.

FavoritesSave progressAd-free
From $9.99Learn more

Prepare for the New York Independent Adjuster, Motor Vehicle No-Fault, and Workers' Compensation Health Services Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Ensure you're ready for success!

Comprehensive coverage is specifically designed to protect against damages to your vehicle that are not a result of a collision, which includes incidents such as theft, vandalism, and damage from natural disasters. When a vehicle is broken into and items like CDs are stolen, it typically falls under the scope of comprehensive coverage. This type of policy helps in covering losses due to non-collision incidents, thereby addressing the circumstances of the break-in.

On the other hand, collision coverage is focused on damages resulting from a collision with another vehicle or object, so it would not apply in this scenario. Liability coverage protects against damages you cause to others in an accident, which is unrelated to the theft of personal items from your vehicle. Uninsured motorist coverage applies when you're in an accident caused by a driver who doesn't have insurance. Since the question revolves around theft from the vehicle, comprehensive coverage is the most relevant type of insurance in this context.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy