Which type of insurance form would typically cover a transportation company?

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Prepare for the New York Independent Adjuster, Motor Vehicle No-Fault, and Workers' Compensation Health Services Exam. Utilize flashcards and multiple-choice questions, each with hints and explanations. Ensure you're ready for success!

The commercial auto form is specifically designed to provide coverage for vehicles used for business purposes, which is essential for a transportation company. This form addresses risks associated with operating vehicles commercially, such as liability for bodily injury and property damage that occurs while the vehicles are in use for business activities. It also includes coverage for vehicles that are owned, leased, or hired by the business, ensuring comprehensive protection tailored to the unique needs of transportation operations.

In contrast, the personal auto form is intended for individual use and not appropriate for commercial activities. Liability insurance form is a broader category that might apply to various situations but does not specifically cater to the nuances of commercial vehicle use. A general insurance form lacks the specialization needed to address the specific risks facing a transportation company, making it insufficient for such an operation. Thus, the commercial auto form is the most suitable option for ensuring the necessary protection for a transportation company.

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